/* Partners page — clean, lender-directory look */
.pt{background:#f6f8fd}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.pt h1,.pt h2,.pt h3{color:var(--ink)}

/* hero */
.pt-hero{background:linear-gradient(180deg,#e9f0ff 0%,#f6f8fd 100%);padding:44px 0 96px;position:relative;overflow:hidden}
.pt-hero:before{content:"";position:absolute;right:-120px;top:-140px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(59,139,255,.28),transparent 68%)}
.pt-hero-in{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;position:relative}
.pt-crumb{display:flex;gap:8px;align-items:center;font-size:13px;color:var(--mut);margin-bottom:18px}
.pt-crumb a{color:var(--blue);font-weight:600}
.pt-crumb b{color:var(--ink);font-weight:600}
.pt-pill{display:inline-block;font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);background:#fff;border:1px solid #cfdcf7;padding:6px 14px;border-radius:99px;margin-bottom:16px}
.pt-hero h1{font-size:clamp(32px,5vw,54px);line-height:1.1;font-weight:800;max-width:600px}
.pt-hero h1 em{font-style:normal;color:var(--blue);background:linear-gradient(transparent 68%,rgba(255,183,3,.45) 68%)}
.pt-hero p{color:var(--mut);font-size:17px;max-width:540px;margin:18px 0 28px}
.pt-cta{display:flex;gap:12px;flex-wrap:wrap}
.pt-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 26px;border-radius:14px;font:inherit;font-weight:700;font-size:15px;border:2px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .2s}
.pt-btn:hover{transform:translateY(-2px)}
.pt-btn.pri{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(21,87,214,.3)}
.pt-btn.gho{background:#fff;color:var(--blue);border-color:#cfdcf7}
.pt-btn.amb{background:var(--amber);color:var(--navy);box-shadow:0 10px 24px rgba(255,183,3,.35)}
.pt-hero-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:12px;box-shadow:0 28px 60px rgba(21,87,214,.18);position:relative}
.hc-row{display:flex;align-items:center;gap:14px;padding:16px;border-radius:18px}
.hc-row+.hc-row{border-top:1px dashed var(--line)}
.hc-ic{flex:none;width:48px;height:48px;border-radius:14px;background:var(--soft);color:var(--blue);display:grid;place-items:center}
.hc-ic .ic{width:24px;height:24px}
.hc-row div{flex:1;min-width:0}
.hc-row b{display:block;font-family:'Archivo',sans-serif;font-size:16px;color:var(--ink)}
.hc-row small{color:var(--mut);font-size:13px}
.hc-row i.ok{flex:none;width:28px;height:28px;border-radius:50%;background:#e3f7ef;color:#0e9f6e;display:grid;place-items:center}
.hc-row i.ok .ic{width:16px;height:16px;stroke-width:2.6}

/* stats */
.pt-stats{display:grid;grid-template-columns:repeat(4,1fr);margin-top:-52px;position:relative;z-index:2;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:0 16px 40px rgba(12,27,51,.08);overflow:hidden}
.pt-stats>div{padding:22px 18px;text-align:center}
.pt-stats>div+div{border-left:1px solid var(--line)}
.pt-stats b{display:block;font-family:'Archivo',sans-serif;font-size:clamp(20px,2.6vw,28px);color:var(--blue);line-height:1.2}
.pt-stats span{font-size:13px;color:var(--mut)}

/* sections */
.pt-sec{padding:72px 0}
.pt-sec.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.pt-sec.tight{padding:56px 0 28px}
.pt-eb{display:inline-block;font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);background:var(--soft);padding:6px 14px;border-radius:99px;margin-bottom:12px}
.pt-sub{color:var(--mut);margin-top:8px;max-width:560px}
.pt-head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap;margin-bottom:24px}
.pt-search{position:relative;display:block;width:min(340px,100%)}
.pt-search .ic{position:absolute;left:14px;top:50%;transform:translateY(-50%);width:19px;height:19px;color:var(--mut)}
.pt-search input{width:100%;height:48px;padding:0 16px 0 42px;border:1px solid var(--line);border-radius:14px;font:inherit;font-size:15px;background:#fff}
.pt-search input:focus{outline:0;border-color:var(--sky);box-shadow:0 0 0 4px rgba(59,139,255,.15)}
.pt-chips{display:flex;gap:8px;overflow-x:auto;padding-bottom:6px;margin-bottom:20px;scrollbar-width:none}
.pt-chips::-webkit-scrollbar{display:none}
.pt-chip{flex:none;padding:10px 18px;border-radius:99px;border:1px solid var(--line);background:#fff;font:inherit;font-weight:600;font-size:14px;color:var(--mut);cursor:pointer}
.pt-chip.on{background:var(--blue);border-color:var(--blue);color:#fff}

/* partner cards */
.pt-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.pt-card{position:relative;display:flex;flex-direction:column;gap:16px;background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px;transition:transform .2s,box-shadow .2s,border-color .2s}
.pt-card[hidden]{display:none}
.pt-card:hover{transform:translateY(-4px);border-color:var(--sky);box-shadow:0 18px 40px rgba(21,87,214,.14)}
.pt-card.feat{grid-column:1/-1;flex-direction:row;align-items:center;gap:28px;background:linear-gradient(120deg,#fff 40%,#eaf1ff);border-color:#bcd0f7;padding:28px 30px}
.pt-ribbon{position:absolute;top:0;right:26px;background:var(--amber);color:var(--navy);font-size:11px;font-weight:800;letter-spacing:.04em;padding:6px 12px 7px;border-radius:0 0 10px 10px}
.pt-top{display:flex;align-items:center;gap:16px;min-width:0}
.pt-card.feat .pt-top{flex:0 0 auto;min-width:300px}
.pt-logo{flex:none;width:68px;height:68px;border-radius:20px;background:linear-gradient(135deg,var(--blue),var(--sky));color:#fff;display:grid;place-items:center;font-family:'Archivo',sans-serif;font-weight:800;font-size:24px;overflow:hidden;box-shadow:0 10px 20px rgba(21,87,214,.28)}
.pt-logo img{width:100%;height:100%;object-fit:contain;background:#fff;padding:8px}
.pt-card h3{font-size:19px;line-height:1.25}
.pt-tag{display:inline-block;margin-top:6px;font-size:12px;font-weight:700;color:var(--blue);background:var(--soft);padding:4px 11px;border-radius:99px}
.pt-mid{flex:1;min-width:0}
.pt-mid p{color:var(--mut);font-size:15px}
.pt-loans{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin-top:14px}
.pt-loans li{font-size:12.5px;font-weight:700;color:#0b6b4a;background:#e3f7ef;padding:5px 12px;border-radius:99px}
.pt-link{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--blue);font-size:15px;margin-top:auto}
.pt-card.feat .pt-link{margin:0;flex:none;padding:13px 22px;border-radius:14px;background:var(--blue);color:#fff;box-shadow:0 10px 22px rgba(21,87,214,.28)}
.pt-link .ic{transition:transform .2s}
.pt-card:hover .pt-link .ic{transform:translateX(4px)}
.pt-empty{text-align:center;color:var(--mut);padding:30px 0}

/* network categories */
.pt-nets{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:18px}
.pt-net{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px dashed #b9c9ea;border-radius:22px;padding:22px}
.pt-nic{flex:none;width:52px;height:52px;border-radius:16px;background:var(--soft);color:var(--blue);display:grid;place-items:center}
.pt-nic .ic{width:25px;height:25px}
.pt-net h3{font-size:18px}
.pt-net p{color:var(--mut);font-size:14.5px;margin-top:4px}

/* steps */
.pt-steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px;counter-reset:s;position:relative}
.pt-steps:before{content:"";position:absolute;left:8%;right:8%;top:26px;border-top:2px dashed #bcd0f7}
.pt-step{position:relative;text-align:center;padding:0 10px}
.pt-step i{display:grid;place-items:center;width:54px;height:54px;margin:0 auto 18px;border-radius:50%;background:var(--blue);color:#fff;font-style:normal;font-family:'Archivo',sans-serif;font-weight:800;font-size:22px;box-shadow:0 0 0 8px #fff,0 10px 24px rgba(21,87,214,.3);position:relative}
.pt-step h3{font-size:19px}
.pt-step p{color:var(--mut);font-size:15px;margin-top:8px}

/* perks */
.pt-perks{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:32px}
.pt-perk{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;transition:transform .2s,border-color .2s,box-shadow .2s}
.pt-perk:hover{transform:translateY(-4px);border-color:var(--sky);box-shadow:0 16px 34px rgba(21,87,214,.12)}
.ic2{width:50px;height:50px;border-radius:15px;background:var(--soft);color:var(--blue);display:grid;place-items:center;margin-bottom:14px}
.ic2 .ic{width:24px;height:24px}
.pt-perk h3{font-size:17px}
.pt-perk p{color:var(--mut);font-size:14.5px;margin-top:6px}

/* faq */
.pt-faqw{display:grid;grid-template-columns:.8fr 1.4fr;gap:48px;align-items:start}
.pt-faq details{background:var(--bg,#f6f8fd);border:1px solid var(--line);border-radius:16px;padding:0;margin:0 0 10px}
.pt-faq summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:14px;padding:18px 20px;font-weight:700;cursor:pointer}
.pt-faq summary::-webkit-details-marker{display:none}
.pt-faq summary .ic{color:var(--blue);transition:transform .2s;width:22px;height:22px}
.pt-faq details[open]{border-color:var(--sky);background:#fff}
.pt-faq details[open] summary .ic{transform:rotate(45deg)}
.pt-faq p{padding:0 20px 18px;color:var(--mut);font-size:15px;margin:0}

/* band */
.pt-band{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;border-radius:28px;padding:38px 40px;box-shadow:0 24px 50px rgba(10,26,58,.28)}
.pt .pt-band h2{color:#fff;font-size:clamp(22px,3vw,30px)}
.pt-band p{color:#b7c6e6;margin-top:8px;max-width:520px}
.pt-fine{font-size:12.5px;color:var(--mut);margin-top:18px;line-height:1.7}
.pt-fine a{color:var(--blue);text-decoration:underline}

/* mobile sticky CTA */
.pt-sticky{display:none}

@media(max-width:1020px){
.pt-hero-in{grid-template-columns:1fr;gap:30px}
.pt-grid{grid-template-columns:1fr 1fr}
.pt-perks{grid-template-columns:1fr 1fr}
.pt-faqw{grid-template-columns:1fr;gap:20px}
}
@media(max-width:700px){
.pt-hero{padding:26px 0 72px}
.pt-hero p{font-size:15.5px;margin:14px 0 22px}
.pt-cta{flex-direction:column}.pt-cta .pt-btn{width:100%;padding:14px 16px}
.pt-hero-card{border-radius:22px}
.hc-row{padding:12px}
.pt-stats{grid-template-columns:1fr 1fr;margin-top:-40px;border-radius:18px}
.pt-stats>div{padding:16px 10px}
.pt-stats>div:nth-child(3){border-left:0}
.pt-stats>div:nth-child(n+3){border-top:1px solid var(--line)}
.pt-sec{padding:48px 0}
.pt-head{align-items:stretch}
.pt-search{width:100%}
.pt-grid,.pt-nets{grid-template-columns:1fr}
.pt-card{padding:20px;border-radius:20px}
.pt-card.feat{flex-direction:column;align-items:stretch;gap:16px;padding:24px 20px}
.pt-card.feat .pt-top{min-width:0;padding-top:10px}
.pt-card.feat .pt-link{justify-content:center}
.pt-steps{grid-template-columns:1fr;gap:0;margin-top:26px}
.pt-steps:before{left:26px;right:auto;top:26px;bottom:26px;border-top:0;border-left:2px dashed #bcd0f7}
.pt-step{text-align:left;padding:0 0 28px 76px;min-height:54px}
.pt-step:last-child{padding-bottom:0}
.pt-step i{position:absolute;left:0;top:0;margin:0}
.pt-perks{grid-template-columns:1fr 1fr;gap:12px}
.pt-perk{padding:18px 16px;border-radius:18px}
.pt-perk h3{font-size:15px}
.pt-perk p{font-size:13px}
.pt-band{padding:28px 22px;border-radius:22px}
.pt-band .pt-btn{width:100%}
.pt-sticky{display:flex;opacity:0;pointer-events:none;transform:translateY(20px);transition:opacity .25s,transform .25s;align-items:center;justify-content:center;gap:8px;position:fixed;left:14px;right:14px;bottom:calc(14px + env(safe-area-inset-bottom,0px));z-index:40;background:var(--blue);color:#fff;font-weight:700;padding:15px;border-radius:16px;box-shadow:0 14px 30px rgba(21,87,214,.45)}
.pt-sticky.show{opacity:1;pointer-events:auto;transform:none}
body:has(.pt-sticky) footer.nf{padding-bottom:70px}
}